secwatch.observer — SEC 8-K summary
======================================

Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2023-01-31T23:59:59+00:00
Accession:  0001558370-23-000707
Event type: earnings
Sentiment:  negative
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Southern Missouri Bancorp Q2 FY2023 EPS $1.26, down 6.7% YoY; dividend $0.21
----------------------------------------------------------------------------

- Preliminary net income $11.7M ($1.26 diluted EPS), down 2.7% YoY but up 21.2% from linked quarter.
- Net interest margin 3.45% vs 3.77% prior year; net interest income up 12.7% to $28.3M.
- Provision for credit losses $1.1M (vs $0 prior year); NPAs $6.6M or 0.19% of assets.
- Quarterly dividend of $0.21 per share declared, payable Feb 28, 2023 to record Feb 15, 2023.
- Completed merger with Citizens Bancshares; pro forma combined assets ~$4.4B, deposits $3.8B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000155837023000707/0001558370-23-000707-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000155837023000707/smbc-20230130x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-23-000707

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer