secwatch / observer
8-K filed February 6, 2023, 6:59 PM ET ticker SMBK CIK 0001038773
debt confidence high sentiment neutral materiality 0.40

SMARTFINANCIAL INC. (SMBK): debt financing — SmartFinancial increases credit line to $35M, extends maturity to 2025, reprices at Prime-0.65%

SMARTFINANCIAL INC.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

SMARTFINANCIAL INC. amended revolving credit of up to $35.0 million with ServisFirst Bank at The Wall Street Journal Prime Rate minus 0.65% (65 bps) with a floor of 3.25% maturing February 1, 2025.

Instrument
revolving credit
Principal
up to $35.0 million
Counterparty
ServisFirst Bank
Rate
The Wall Street Journal Prime Rate minus 0.65% (65 bps) with a floor of 3.25%
Maturity
February 1, 2025
Event
amendment
Exact text from the filing
The Amendment and the Amended Revolving Note increase the maximum principal amount of the revolving line of credit to an amount of up to $35.0 million. The Amendment includes an extension of the maturity date to February 1, 2025, and a change to the variable interest rate to a rate equal to The Wall Street Journal Prime Rate minus 0.65% (65 bps) with a floor of 3.25%.
View on SEC.gov
Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.95

SMARTFINANCIAL INC. entered into Second Amendment to Loan and Security Agreement with ServisFirst Bank valued at up to $35.0 million (effective 2023-02-01).

Action
entry
Agreement
credit facility
Counterparty
ServisFirst Bank
Value
up to $35.0 million
Effective
2023-02-01
Exact text from the filing
On February 1, 2023, SmartFinancial, Inc. (the “ Company ”), a Tennessee corporation and the parent of SmartBank (the “ Bank ”), entered into a Second Amendment to Loan and Security Agreement (the “ Amendment ”) and related Amended and Restated Revolving Note (the “ Amended Revolving Note ”) which are in reference to the Company’s Loan and Security Agreement dated March 31, 2020, (the “ Agreement ”) and related revolving note with ServisFirst Bank (the “ Lender ”), pursuant to which Lender makes a revolving line of credit to the Company.
View on SEC.gov

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SMARTFINANCIAL INC. filing history →

Source: SEC EDGAR
accession 0001558370-23-000926
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