{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-001371","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2023-02-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.447258+00:00","generated_at":"2026-06-19T11:46:47.101379+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Palomar Q4 net income $18.8M ($0.73 EPS); GWP +59.5%; FY2023 guidance $86-90M adj. net income","bullets":["Q4 adjusted net income $21.1M ($0.82 diluted EPS) vs $17.6M ($0.68) YoY.","Gross written premiums rose 59.5% to $239.1M; combined ratio 75.5% (adj. 71.4%).","Full year 2022 GWP $881.9M (+64.8%); net income $52.2M; adj. net income $71.3M.","FY2023 guidance: adjusted net income $86M-$90M, implying ~23% growth and 21% adj. ROE.","Repurchased 222,217 shares for $11.1M in Q4; $65.6M remaining under buyback."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-001371","json":"https://secwatch.observer/filing/0001558370-23-001371.json","markdown":"https://secwatch.observer/filing/0001558370-23-001371.md","text":"https://secwatch.observer/filing/0001558370-23-001371.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023001371/0001558370-23-001371-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023001371/plmr-20230215x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T11:46:47.101379+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"baaa12dbda0d5cee83e9f769e9756b4f473b563f","claim":"Palomar Holdings, Inc. reported financial results for fourth quarter of 2022.","evidence_excerpt":"On February 15, 2023, Palomar Holdings, Inc. (the \"Company\") issued a press release announcing its financial results for the fiscal quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023001371/0001558370-23-001371-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ced503fca8192d7881bcedae914e5fc45c35e902","claim":"Palomar Holdings, Inc. updated its Full year 2023 guidance (initiated).","evidence_excerpt":"For the full year 2023, the Company expects to achieve adjusted net income of $86 million to $90 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023001371/0001558370-23-001371-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Full year 2023"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}