secwatch.observer — SEC 8-K summary
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Issuer:     Palomar Holdings, Inc. (PLMR)
CIK:        0001761312
Form:       8-K
Filed at:   2023-02-15T23:59:59+00:00
Accession:  0001558370-23-001371
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Palomar Q4 net income $18.8M ($0.73 EPS); GWP +59.5%; FY2023 guidance $86-90M adj. net income
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- Q4 adjusted net income $21.1M ($0.82 diluted EPS) vs $17.6M ($0.68) YoY.
- Gross written premiums rose 59.5% to $239.1M; combined ratio 75.5% (adj. 71.4%).
- Full year 2022 GWP $881.9M (+64.8%); net income $52.2M; adj. net income $71.3M.
- FY2023 guidance: adjusted net income $86M-$90M, implying ~23% growth and 21% adj. ROE.
- Repurchased 222,217 shares for $11.1M in Q4; $65.6M remaining under buyback.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1761312/000155837023001371/0001558370-23-001371-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1761312/000155837023001371/plmr-20230215x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-23-001371

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer