{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-002350","form_type":"8-K","ticker":"PAYO","cik":"0001845815","company_name":"Payoneer Global Inc.","filed_at":"2023-02-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.097399+00:00","generated_at":"2026-06-18T22:45:02.433262+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Payoneer reports record Q4 revenue $183.6M (+32% YoY); FY revenue $627.6M (+33%); guides FY23 revenue $800-810M","bullets":["Q4 revenue $183.6M (+32% YoY); FY revenue $627.6M (+33% YoY). Net loss Q4 $10.2M, FY $12.0M.","Adjusted EBITDA Q4 $10.6M (-22% YoY) but FY $48.5M (+72% YoY). FY23 guidance: revenue $800-810M, adj. EBITDA $120-130M.","Volume $16.9B in Q4 (+5% YoY), $61.3B for FY (+8%). Take rate 109 bps Q4, 102 bps FY.","B2B AP/AR volumes up 39% YoY; Commercial Mastercard usage up 3-fold; transaction costs as % of revenue down 380 bps.","Leadership: John Caplan to become sole CEO; Bea Ordonez to become CFO. Received e-Money license in UK, Singapore license approval in principle."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-002350","json":"https://secwatch.observer/filing/0001558370-23-002350.json","markdown":"https://secwatch.observer/filing/0001558370-23-002350.md","text":"https://secwatch.observer/filing/0001558370-23-002350.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1845815/000155837023002350/0001558370-23-002350-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1845815/000155837023002350/payo-20230228x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T22:45:02.433262+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9fcff771587084f2b39c137d66660b1cd7587b83","claim":"Payoneer Global Inc. updated its the fiscal quarter and year ended December 31, 2022 guidance (reaffirmed).","evidence_excerpt":"On February 28, 2023, Payoneer Global Inc. issued a press release announcing its financial results for the fiscal quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1845815/000155837023002350/0001558370-23-002350-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter and year ended December 31, 2022"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}