Southern Missouri Bancorp presents at Piper Sandler conference; pro forma assets $4.4B after Citizens merger

SOUTHERN MISSOURI BANCORP, INC.

Assets $3.5B, loans $3.0B, deposits $3.0B, equity $337M as of Dec 31, 2022.
Pro forma combined assets ~$4.4B, loans $3.4B, deposits $3.8B after Citizens merger.
Tangible common equity $302M, TBV/share $32.91, CAGR 11.5% since June 2018.
Merger with Citizens Bancshares closed Jan 2023; bank merger completed Feb 2023.
PPP fee income immaterial in H1 FY2023, impacting NIM by less than 1 bps.

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