{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-004154","form_type":"8-K","ticker":"PRCH","cik":"0001784535","company_name":"Porch Group, Inc.","filed_at":"2023-03-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.529361+00:00","generated_at":"2026-06-17T23:04:33.380670+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Porch Group files application to form reciprocal insurance exchange in Texas","bullets":["Homeowners of America filed application with Texas Department of Insurance to form a reciprocal exchange.","If approved, all insurance underwriting would be conducted exclusively through the Reciprocal.","Reciprocal owned by policyholders; Porch subsidiary to manage operations for ongoing fees.","Approval not expected before Q3 2023; subject to regulatory and company review.","Long-term strategy to reduce earnings volatility from insurance claims and weather events."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-004154","json":"https://secwatch.observer/filing/0001558370-23-004154.json","markdown":"https://secwatch.observer/filing/0001558370-23-004154.md","text":"https://secwatch.observer/filing/0001558370-23-004154.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1784535/000155837023004154/0001558370-23-004154-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1784535/000155837023004154/prch-20230320x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T23:04:33.380670+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}