{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-006119","form_type":"8-K","ticker":"ASRV","cik":"0000707605","company_name":"AMERISERV FINANCIAL INC /PA/","filed_at":"2023-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.974118+00:00","generated_at":"2026-06-17T00:59:23.870714+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"AmeriServ Financial Q1 net income falls 37% to $1.5M; EPS $0.09","bullets":["Net income $1.515M ($0.09 diluted EPS) vs $2.418M ($0.14) in Q1 2022, down 37.3%.","Provision for credit losses expense $1.179M including $926K loss on Signature Bank subordinated debt.","Non-interest income up $1.2M (27.0%) on $1.7M gain from sale of Visa Class B shares.","Deposits grew $23.3M (2.1%) on an end-of-period basis since Dec 31, 2022; loan-to-deposit ratio 85.8%.","Non-interest expense up $484K (4.2%) including $599K in costs related to ongoing proxy contest."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-006119","json":"https://secwatch.observer/filing/0001558370-23-006119.json","markdown":"https://secwatch.observer/filing/0001558370-23-006119.md","text":"https://secwatch.observer/filing/0001558370-23-006119.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707605/000155837023006119/0001558370-23-006119-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707605/000155837023006119/tmb-20230418x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T00:59:23.870714+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9d4051c9940d8df3096f58ba09fe265744d75cdf","claim":"AMERISERV FINANCIAL INC /PA/ reported first quarter 2023 results: net income $1,515,000, EPS $0.09 per diluted common share.","evidence_excerpt":"A M ERI S ERV F IN A NCIAL R EPO R TS FIRST QUARTER 2023 EARNINGS ​ JOHN S TO W N, P A - A m er iS er v F i n a n c i a l , I n c . ( NA S DAQ: A SR V) r e p o r t e d first qu ar t e r 2023 n e t i n c o m e of $1,515,000, or $0.09 p e r d il u t e d c o mm on sh are .","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/707605/000155837023006119/0001558370-23-006119-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2023"},{"label":"Net income","value":"$1,515,000"},{"label":"EPS","value":"$0.09 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}