{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-006604","form_type":"8-K","ticker":"ESQ","cik":"0001531031","company_name":"Esquire Financial Holdings, Inc.","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.284438+00:00","generated_at":"2026-06-16T16:12:38.920145+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Esquire Financial Q1 net income $12.2M ($1.47 EPS); adjusted EPS $1.11; NIM 6.03%","bullets":["Net income of $12.2M, up 34% linked quarter; diluted EPS $1.47 (incl. $0.36 Litify gain).","Adjusted net income $9.2M, adjusted EPS $1.11; ROAA 3.68%, ROAE 30.45%.","Net interest margin expanded to 6.03%; loans grew 8% annualized to $965.6M.","Deposits $1.3B, up 12% annualized; no nonperforming loans; CET1 ratio 14.89%.","Litify partial sale generated $4.0M pretax gain; payment processing volume $7.7B."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-006604","json":"https://secwatch.observer/filing/0001558370-23-006604.json","markdown":"https://secwatch.observer/filing/0001558370-23-006604.md","text":"https://secwatch.observer/filing/0001558370-23-006604.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1531031/000155837023006604/0001558370-23-006604-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1531031/000155837023006604/esq-20230425x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T16:12:38.920145+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8fcf285891bc90770e12627d1c8ae6b85d09cbb5","claim":"Esquire Financial Holdings, Inc. reported the first quarter of 2023 results: net income $12.2 million, EPS $1.47 per diluted share.","evidence_excerpt":"On a linked quarter basis, net income increased 34% to $12.2 million, or $1.47 per diluted share, as compared to $9.1 million, or $1.10 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1531031/000155837023006604/0001558370-23-006604-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$12.2 million"},{"label":"EPS","value":"$1.47 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}