{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-006966","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.946460+00:00","generated_at":"2026-06-16T09:21:01.099028+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover Bancorp Q2 net income $3.2M ($0.43 EPS) vs $5.9M a year ago; NIM compresses","bullets":["Net income $3.2M ($0.43 diluted EPS) vs $5.9M ($1.00) in Q2 2022; adjusted EPS $0.48.","Net interest margin narrowed to 3.04% from 4.26% as deposit costs surged 250 bps YoY.","Total deposits rose $189.6M to $1.7B; insured/collateralized deposits ~84% of total.","Provision for loan losses $0.9M, including $407K write-off on Savoy Bank acquired PCI loans.","Board declared $0.10 per share quarterly dividend payable May 17, 2023 (unchanged)."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-006966","json":"https://secwatch.observer/filing/0001558370-23-006966.json","markdown":"https://secwatch.observer/filing/0001558370-23-006966.md","text":"https://secwatch.observer/filing/0001558370-23-006966.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023006966/0001558370-23-006966-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023006966/hnvr-20230427x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T09:21:01.099028+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a5ae6c9113bab381a19ada26b1d10ee02e1e7dea","claim":"Hanover Bancorp, Inc. /MD reported the quarter ended March 31, 2023 results: net income $3.2 million or $0.43 per diluted share, EPS $0.43 per diluted share.","evidence_excerpt":"The Company reported net income for the quarter ended March 31, 2023 of $3.2 million or $0.43 per diluted share (including Series A preferred shares), versus $5.9 million or $1.00 per diluted share in the comparable year ago period.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023006966/0001558370-23-006966-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$3.2 million or $0.43 per diluted share"},{"label":"EPS","value":"$0.43 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}