secwatch.observer — SEC 8-K summary
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Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2023-05-02T23:59:59+00:00
Accession:  0001558370-23-007522
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Southern Missouri Bancorp Q3 net income falls 74% to $2.4M on $10.1M credit loss provision from Citizens merger
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- Diluted EPS of $0.22, down 78.6% from $1.03 in prior-year quarter; after-tax merger charges reduced EPS by $0.73.
- Net interest income rose 34.5% to $33.8M; net interest margin unchanged at 3.48%.
- Nonperforming assets were $12.7M (0.30% of total assets), up from 0.20% at June 30, 2022.
- Quarterly dividend maintained at $0.21 per share, payable May 31, 2023 to holders of record May 15, 2023.
- Citizens merger contributed $447.4M in loans and $851.1M in deposits; total assets reached $4.3B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000155837023007522/0001558370-23-007522-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000155837023007522/smbc-20230501x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-23-007522

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