{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-007844","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2023-05-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.434748+00:00","generated_at":"2026-06-16T01:23:58.085579+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Palomar Q1 net income $17.3M ($0.68); gross premiums up 46% YoY","bullets":["Net income $17.3M vs $14.5M YoY; adjusted net income $20.4M ($0.80 diluted EPS).","Gross written premiums $250.1M (+46.3% YoY); combined ratio 77.9% (adj. 73.3%).","Full-year 2023 adjusted net income guidance reaffirmed at $86M-$90M.","Secured ~$188M incremental excess-of-loss reinsurance for earthquake book.","Repurchased 134,680 shares for $6.8M; $58.8M remains under $100M authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-007844","json":"https://secwatch.observer/filing/0001558370-23-007844.json","markdown":"https://secwatch.observer/filing/0001558370-23-007844.md","text":"https://secwatch.observer/filing/0001558370-23-007844.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023007844/0001558370-23-007844-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023007844/plmr-20230503x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T01:23:58.085579+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0dd540b80ac6079acc528502b8692414fd216e46","claim":"Palomar Holdings, Inc. reported first quarter of 2022 results: net income net income of $14.5 million, EPS $0.56 per diluted share.","evidence_excerpt":"Palomar Holdings, Inc. Reports First Quarter 2023 Results ​ LA JOLLA, Calif. (May 3, 2023) — Palomar Holdings, Inc. (NASDAQ:PLMR) (“Palomar” or “Company”) reported net income of $17.3 million, or $0.68 per diluted share, for the first quarter of 2023 compared to net income of $14.5 million, or $0.56 per diluted share, for the first quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023007844/0001558370-23-007844-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2022"},{"label":"Net income","value":"net income of $14.5 million"},{"label":"EPS","value":"$0.56 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"505659209a19cb20847c94bb01bfd5051ebc1744","claim":"Palomar Holdings, Inc. reported first quarter of 2023 results: net income net income of $17.3 million, EPS $0.68 per diluted share.","evidence_excerpt":"Palomar Holdings, Inc. Reports First Quarter 2023 Results ​ LA JOLLA, Calif. (May 3, 2023) — Palomar Holdings, Inc. (NASDAQ:PLMR) (“Palomar” or “Company”) reported net income of $17.3 million, or $0.68 per diluted share, for the first quarter of 2023 compared to net income of $14.5 million, or $0.56 per diluted share, for the first quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023007844/0001558370-23-007844-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2023"},{"label":"Net income","value":"net income of $17.3 million"},{"label":"EPS","value":"$0.68 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"52d85670dc4cf91397e8eac642e3548ba72e92cc","claim":"Palomar Holdings, Inc. reported full year 2023 results: net income adjusted net income of $86 million to $90 million. Guidance reaffirmed.","evidence_excerpt":"For the full year 2023, the Company expects to achieve adjusted net income of $86 million to $90 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000155837023007844/0001558370-23-007844-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full year 2023"},{"label":"Net income","value":"adjusted net income of $86 million to $90 million"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}