{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-008024","form_type":"8-K","ticker":"IBOC","cik":"0000315709","company_name":"INTERNATIONAL BANCSHARES CORP","filed_at":"2023-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.734019+00:00","generated_at":"2026-06-15T23:11:07.808958+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"IBOC Q1 net income surges 90% to $101.6M; diluted EPS $1.63 vs $0.84 YoY","bullets":["Net income $101.6M ($1.63 diluted EPS), up 90% YoY from $53.5M ($0.84).","Net interest income boosted by Fed rate hikes; deposit competition allowed selective runoff.","Total assets $15.1B (down from $15.5B at Dec 31, 2022); deposits $12.3B (down from $12.7B).","Net loans $7.4B, up modestly from $7.3B at year-end 2022.","CEO reaffirms strong capital, liquidity, expense control; outlook positive despite uncertain economy."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-008024","json":"https://secwatch.observer/filing/0001558370-23-008024.json","markdown":"https://secwatch.observer/filing/0001558370-23-008024.md","text":"https://secwatch.observer/filing/0001558370-23-008024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/315709/000155837023008024/0001558370-23-008024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/315709/000155837023008024/iboc-20230504x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T23:11:07.808958+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ba4d68e6de6bbee7823585c90617aa9a66430663","claim":"INTERNATIONAL BANCSHARES CORP reported the three months ended March 31, 2023 results: net income $101.6 million, EPS $1.63 diluted earnings per common share.","evidence_excerpt":"On May 4, 2023, International Bancshares Corporation issued a news release announcing net income for the three months ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/315709/000155837023008024/0001558370-23-008024-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2023"},{"label":"Net income","value":"$101.6 million"},{"label":"EPS","value":"$1.63 diluted earnings per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}