---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-23-010613"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2023-05-30T23:59:59+00:00"
generated_at: "2026-06-14T11:50:55.996673+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Palomar completes 6/1 reinsurance renewal, raises FY 2023 adjusted net income guidance to $88M-$92M

## Summary
- Reinsurance coverage exhausts at $2.68B for earthquake, $900M for Hawaii hurricane, $100M for continental US hurricane.
- Per occurrence catastrophe retention remains $17.5M after-tax, within management's previously stated guideposts.
- Purchased ~$550M of reinsurance limit for earthquake franchise growth; $200M via new catastrophe bond Torrey Pines Re Series 2023-1.
- Raised full year 2023 adjusted net income guidance to $88M-$92M.

## SEC filing metadata
- accession: 0001558370-23-010613
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2023-05-30T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000155837023010613/0001558370-23-010613-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000155837023010613/plmr-20230530x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-23-010613
- JSON: https://secwatch.observer/filing/0001558370-23-010613.json
- Plain text: https://secwatch.observer/filing/0001558370-23-010613.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.