---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-23-012013"
form_type: "8-K"
ticker: "BHB"
cik: "0000743367"
company_name: "BAR HARBOR BANKSHARES"
filed_at: "2023-07-20T23:59:59+00:00"
generated_at: "2026-06-13T05:56:39.520591+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Bar Harbor Bankshares Q2 net income $10.8M, EPS $0.71, assets $4.0B; declares $0.28 dividend

## Summary
- Q2 2023 net income $10.8M, diluted EPS $0.71 vs $10.5M / $0.70 in Q2 2022; NIM 3.22% vs 3.19%.
- Total assets reach record $4.0B; commercial loans grew $56.4M, total loans up $63.5M.
- Book value per share $27.12 (vs $26.09 at Q4 2022); tangible book value $18.88 (vs $17.78).
- Quarterly cash dividend $0.28/share, payable Sept 15, 2023, record Aug 16, 2023; 4.55% annualized yield.
- Non-performing assets ratio improved to 0.17% from 0.21%; allowance for credit losses $27.4M (0.91% of loans).

## SEC filing metadata
- accession: 0001558370-23-012013
- form_type: 8-K
- ticker: BHB
- cik: 0000743367
- company_name: BAR HARBOR BANKSHARES
- filed_at: 2023-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/743367/000155837023012013/0001558370-23-012013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/743367/000155837023012013/bhb-20230720x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-23-012013
- JSON: https://secwatch.observer/filing/0001558370-23-012013.json
- Plain text: https://secwatch.observer/filing/0001558370-23-012013.txt

## Key facts
- Earnings Releases
  BAR HARBOR BANKSHARES reported quarter ended June 30, 2023 results: EPS $0.71 per diluted share.
  - Period: quarter ended June 30, 2023
  - EPS: $0.71 per diluted share
  - Result: reported results
  source text: Bar Harbor Bankshares (NYSE American: BHB) (the "Company") reported second quarter 2023 net income of $10.8 million, or $0.71 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/743367/000155837023012013/0001558370-23-012013-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.