{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-012021","form_type":"8-K","ticker":"HTH","cik":"0001265131","company_name":"Hilltop Holdings Inc.","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.389884+00:00","generated_at":"2026-06-13T05:26:19.749067+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Hilltop Q2 EPS $0.28, down 38% YoY; mortgage income drops 36%","bullets":["Net income to common stockholders $18.1M ($0.28 diluted EPS) vs $33.3M ($0.45) in Q2 2022.","Provision for credit losses jumped to $14.8M from $5.3M YoY, citing CRE deterioration and economic outlook.","Mortgage origination segment net gains fell 36% to $90.0M; origination volume down 34% to $2.5B.","Net interest margin narrowed to 3.03% from 3.28% in Q1; noninterest income declined 20% to $190.7M.","Board declared $0.16 quarterly dividend (unchanged); non-performing loans rose to 0.40% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-012021","json":"https://secwatch.observer/filing/0001558370-23-012021.json","markdown":"https://secwatch.observer/filing/0001558370-23-012021.md","text":"https://secwatch.observer/filing/0001558370-23-012021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1265131/000155837023012021/0001558370-23-012021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1265131/000155837023012021/hth-20230720x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:26:19.749067+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"96fac24ec7c1f30db9ec1d922768257b68a5be64","claim":"Hilltop Holdings Inc. reported the second quarter of 2023 results: net income $18.1 million, EPS $0.28 per diluted share.","evidence_excerpt":"Hilltop produced income to common stockholders of $18.1 million, or $0.28 per diluted share, for the second quarter of 2023, compared to $33.3 million, or $0.45 per diluted share, for the second quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1265131/000155837023012021/0001558370-23-012021-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Net income","value":"$18.1 million"},{"label":"EPS","value":"$0.28 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}