secwatch.observer — SEC 8-K summary
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Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2023-07-24T23:59:59+00:00
Accession:  0001558370-23-012157
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SMBC reports Q4 net income up 18.9% to $15.6M; diluted EPS $1.37 vs $1.41 YoY
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- Diluted EPS of $1.37 for Q4 FY2023, down $0.04 YoY; full-year EPS $3.85 vs $5.21.
- Net interest margin 3.60%, down 6 bps YoY but up 12 bps from Q3 linked quarter.
- Noninterest income up 37.7% YoY; noninterest expense up 43.5% due to $829K merger charges.
- Provision for credit losses $795K vs $240K YoY; nonperforming assets 0.26% of total assets.
- Quarterly dividend maintained at $0.21 per share, payable Aug 31, 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000155837023012157/0001558370-23-012157-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000155837023012157/smbc-20230724x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-23-012157

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