{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-012312","form_type":"8-K","ticker":"FSBW","cik":"0001530249","company_name":"FS Bancorp, Inc.","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.213778+00:00","generated_at":"2026-06-13T02:19:09.912133+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FS Bancorp Q2 net income $9.1M ($1.16 EPS), up 36% YoY; declares $0.25 dividend","bullets":["Q2 net income $9.1M vs $6.7M YoY; diluted EPS $1.16 vs $0.83; net interest margin 4.66%.","Loans receivable net $2.34B, up 1.9% QoQ and 20.4% YoY; consumer loans up 30.6% YoY.","Board declares regular $0.25 quarterly dividend, payable Aug 24 to holders of record Aug 10 (42nd consecutive).","Total assets $2.91B, up 21.1% YoY; regulatory capital ratios remain well-capitalized.","Home Lending segment net income $55K vs loss $756K YoY; Commercial & Consumer Banking $9.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-012312","json":"https://secwatch.observer/filing/0001558370-23-012312.json","markdown":"https://secwatch.observer/filing/0001558370-23-012312.md","text":"https://secwatch.observer/filing/0001558370-23-012312.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1530249/000155837023012312/0001558370-23-012312-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1530249/000155837023012312/fsbw-20230726x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:19:09.912133+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1f7abea5d396ea26a81f1a2139b7413c4b9df2b0","claim":"FS Bancorp, Inc. reported the quarter ended June 30, 2023 results: net income $9.1 million, EPS $1.16 per diluted share.","evidence_excerpt":"On July 26, 2023, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1530249/000155837023012312/0001558370-23-012312-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$9.1 million"},{"label":"EPS","value":"$1.16 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}