{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-012345","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.534558+00:00","generated_at":"2026-06-13T00:51:55.382541+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Hanover Bancorp Q3 net income $3.1M ($0.42 EPS) vs $5.3M a year ago; NIM compresses to 2.68%","bullets":["Net interest income $13.5M, down 8.9% YoY; net interest margin 2.68% vs 4.05% a year ago.","Loan portfolio grew to $1.82B, net increase of $36.1M linked quarter annualized 8.1%.","Tangible book value per share $22.26, up from $21.00 at Sep 2022; total assets $2.12B.","Declares $0.10 quarterly cash dividend payable Aug 16, 2023 to holders of record Aug 9.","Hauppauge Business Banking Center opened in May; deposits >$17M, C&I loans ~$34M closed."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-012345","json":"https://secwatch.observer/filing/0001558370-23-012345.json","markdown":"https://secwatch.observer/filing/0001558370-23-012345.md","text":"https://secwatch.observer/filing/0001558370-23-012345.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023012345/0001558370-23-012345-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023012345/hnvr-20230727x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:51:55.382541+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dbadf72836db3fc82247d0a16615774ac80622ec","claim":"Hanover Bancorp, Inc. /MD reported third fiscal quarter ended June 30, 2023 results: net income $3.1 million, EPS $0.42 per diluted share.","evidence_excerpt":"The Company reported net income for the quarter ended June 30, 2023 of $3.1 million or $0.42 per diluted share (including Series A preferred shares), versus $5.3 million or $0.80 per diluted share in the comparable period a year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023012345/0001558370-23-012345-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third fiscal quarter ended June 30, 2023"},{"label":"Net income","value":"$3.1 million"},{"label":"EPS","value":"$0.42 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}