{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-013140","form_type":"8-K","ticker":"IBOC","cik":"0000315709","company_name":"INTERNATIONAL BANCSHARES CORP","filed_at":"2023-08-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.239513+00:00","generated_at":"2026-06-12T09:45:27.848549+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"IBOC reports Q2 2023 net income $100.5M, diluted EPS $1.62, up 76% YoY","bullets":["Q2 net income $100.5M, diluted EPS $1.62 vs $0.92 YoY (+76%); six-month net income $202.1M, diluted EPS $3.25 vs $1.76 (+85%).","Net interest income rose from larger investment portfolio, higher Fed funds interest, and loan income due to rate hikes.","Total assets $14.9B (vs $15.5B Dec 2022); net loans $7.4B; deposits $11.9B (vs $12.7B Dec 2022).","CEO cites strong capital, liquidity, disciplined expense control, and deposit management for continued success."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-013140","json":"https://secwatch.observer/filing/0001558370-23-013140.json","markdown":"https://secwatch.observer/filing/0001558370-23-013140.md","text":"https://secwatch.observer/filing/0001558370-23-013140.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/315709/000155837023013140/0001558370-23-013140-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/315709/000155837023013140/iboc-20230803x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T09:45:27.848549+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3f6b345ca8eed1a5ee5a575732af75f560f24ea3","claim":"INTERNATIONAL BANCSHARES CORP reported the three months ended June 30, 2023 results: net income $100.5 million, EPS $1.62 diluted earnings per common share.","evidence_excerpt":"Net income for the three months ended June 30, 2023 was $100.5 million or $1.62 diluted earnings per common share ( $1.62 per share basic) compared to $58.0 million or $ .92 diluted earnings per common share ($ .92 per share basic), which represents an increase of 73.3% in net income and an increase of 76.1% in diluted earnings per share over the corresponding period in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/315709/000155837023013140/0001558370-23-013140-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended June 30, 2023"},{"label":"Net income","value":"$100.5 million"},{"label":"EPS","value":"$1.62 diluted earnings per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"6eac4c3e48602a73397327aa5338a9e1e2d72313","claim":"INTERNATIONAL BANCSHARES CORP reported the six months ended June 30, 2023 results: net income $202.1 million, EPS $3.25 diluted earnings per common share.","evidence_excerpt":"International Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas, today reported net income for the six months ended June 30, 2023 of $ 202.1 million, or $3.25 diluted earnings per common share ( $3.25 per share basic) compared to $111.5 million or $1.76 diluted earnings per common share ( $1.77 per share basic) for the same period of 2022, which represents an increase of 81.3% in net income and an increase of 84.7% in diluted earnings per common share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/315709/000155837023013140/0001558370-23-013140-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$202.1 million"},{"label":"EPS","value":"$3.25 diluted earnings per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}