{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-016481","form_type":"8-K","ticker":"ASRV","cik":"0000707605","company_name":"AMERISERV FINANCIAL INC /PA/","filed_at":"2023-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.778271+00:00","generated_at":"2026-06-09T22:55:11.639441+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"AmeriServ Financial Q3 net income down 69% to $0.04 EPS; activist costs weigh","bullets":["Net income Q3 2023: $647K ($0.04 EPS) vs $2.1M ($0.12) in Q3 2022, down 69.2%.","Nine-month net income $1.975M ($0.12 EPS) vs $6.5M ($0.38) in 2022, down 68.4%.","Net interest margin compressed to 2.76% (Q3) from 3.35% in Q3 2022; interest expense up 205%.","Non-interest expense up $1.9M in nine months, incl. $2.0M legal fees for activist investor defense.","Total loans exceeded $1B for first time; deposits grew $20.8M since Dec 31, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-016481","json":"https://secwatch.observer/filing/0001558370-23-016481.json","markdown":"https://secwatch.observer/filing/0001558370-23-016481.md","text":"https://secwatch.observer/filing/0001558370-23-016481.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707605/000155837023016481/0001558370-23-016481-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707605/000155837023016481/tmb-20231017x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T22:55:11.639441+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"09ab2a02dc8d1ce587088020635692126bf5a63d","claim":"AMERISERV FINANCIAL INC /PA/ reported first nine months of 2022 results: net income $6,501,000, EPS $0.38.","evidence_excerpt":"AMERISERV FINANCIAL, Inc. 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