{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-016494","form_type":"8-K","ticker":"BHB","cik":"0000743367","company_name":"BAR HARBOR BANKSHARES","filed_at":"2023-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.928775+00:00","generated_at":"2026-06-09T22:58:31.663948+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Bar Harbor Bankshares Q3 net income $11.1M ($0.73/share); declares $0.28 dividend","bullets":["Net income $11.1M ($0.73 diluted EPS) vs $11.4M ($0.76) in Q3 2022.","Net interest margin 3.18%, down 29 bps YoY; loan yield expanded to 5.11% from 4.04%.","Allowance for credit losses rose to 0.94% of loans (from 0.91%); NPAs remain low at 0.17%.","Dividend $0.28/share, payable Dec 15, record Nov 16; 4.74% annualized yield at $23.63 close.","Loans flat at $3.0B, deposits flat at $3.1B; loan-to-deposit ratio improved to 95% from 97%."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-016494","json":"https://secwatch.observer/filing/0001558370-23-016494.json","markdown":"https://secwatch.observer/filing/0001558370-23-016494.md","text":"https://secwatch.observer/filing/0001558370-23-016494.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/743367/000155837023016494/0001558370-23-016494-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/743367/000155837023016494/bhb-20231017x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T22:58:31.663948+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1c1e0da6731329f93ca53c343439cd14830d56ab","claim":"BAR HARBOR BANKSHARES reported third quarter 2023 results: net income $11.1 million, EPS $0.73 per diluted share.","evidence_excerpt":"reported third quarter 2023 net income of $11.1 million or $0.73 per diluted share compared to $11.4 million or $0.76 per diluted share in the same quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/743367/000155837023016494/0001558370-23-016494-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter 2023"},{"label":"Net income","value":"$11.1 million"},{"label":"EPS","value":"$0.73 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}