earnings
confidence high
sentiment neutral
materiality 0.70
Hilltop Q3 EPS $0.57 vs $0.50 YoY; dividend $0.16 declared
Hilltop Holdings Inc.
2023-Q3 EPS reported
$1.25
- Net income to common stockholders $37.0M ($0.57 diluted) vs $32.1M ($0.50) in Q3 2022.
- Net interest margin flat at 3.02% (Q2 2023: 3.03%); net interest income $115.7M.
- Credit loss reversal of $40k vs provision of $14.8M in Q2 2023; NPL ratio 0.34%.
- Mortgage origination volume $2.2B (down 26% YoY); net gain-on-sale margin 199 bps.
- Book value per share $31.91; total assets $16.4B; deposits $11.1B.