{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-016631","form_type":"8-K","ticker":"SMBC","cik":"0000916907","company_name":"SOUTHERN MISSOURI BANCORP, INC.","filed_at":"2023-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.394080+00:00","generated_at":"2026-06-09T17:53:36.095979+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"SMBC Q1 net income $13.2M (+36.9%); diluted EPS $1.16, up 11.5% YoY","bullets":["Net income $13.2M ($1.16 diluted EPS), up from $9.7M ($1.04) in prior-year quarter.","Net interest income $35.4M (+24.2% YoY); net interest margin 3.44% vs 3.65%.","Noninterest expense $23.7M (+40.1% YoY) due to Citizens merger; efficiency ratio 57.5%.","Quarterly dividend reiterated at $0.21/share, payable Nov 30, 2023 to holders of record Nov 15, 2023.","Gross loans grew $80.8M in Q1 to $3.7B; nonperforming loans dropped to 0.16% of gross loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-016631","json":"https://secwatch.observer/filing/0001558370-23-016631.json","markdown":"https://secwatch.observer/filing/0001558370-23-016631.md","text":"https://secwatch.observer/filing/0001558370-23-016631.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/916907/000155837023016631/0001558370-23-016631-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/916907/000155837023016631/smbc-20231023x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T17:53:36.095979+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"31f150be0ba9c2b7545ab75f452dfacc3072e422","claim":"SOUTHERN MISSOURI BANCORP, INC. reported first quarter of fiscal 2024 results: net income preliminary net income for the first quarter of fiscal 2024 of $13.2 million, EPS $1.16 per fully diluted common share for the first quarter of fiscal 2024.","evidence_excerpt":"Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net income for the first quarter of fiscal 2024 of $13.2 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/916907/000155837023016631/0001558370-23-016631-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of fiscal 2024"},{"label":"Net income","value":"preliminary net income for the first quarter of fiscal 2024 of $13.2 million"},{"label":"EPS","value":"$1.16 per fully diluted common share for the first quarter of fiscal 2024"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}