secwatch.observer — SEC 8-K summary
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Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2023-10-23T23:59:59+00:00
Accession:  0001558370-23-016631
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SMBC Q1 net income $13.2M (+36.9%); diluted EPS $1.16, up 11.5% YoY
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- Net income $13.2M ($1.16 diluted EPS), up from $9.7M ($1.04) in prior-year quarter.
- Net interest income $35.4M (+24.2% YoY); net interest margin 3.44% vs 3.65%.
- Noninterest expense $23.7M (+40.1% YoY) due to Citizens merger; efficiency ratio 57.5%.
- Quarterly dividend reiterated at $0.21/share, payable Nov 30, 2023 to holders of record Nov 15, 2023.
- Gross loans grew $80.8M in Q1 to $3.7B; nonperforming loans dropped to 0.16% of gross loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000155837023016631/0001558370-23-016631-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000155837023016631/smbc-20231023x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-23-016631

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