{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-017368","form_type":"8-K","ticker":"IBOC","cik":"0000315709","company_name":"INTERNATIONAL BANCSHARES CORP","filed_at":"2023-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.623124+00:00","generated_at":"2026-06-09T01:14:30.740590+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"IBC Q3 net income $103.3M, diluted EPS $1.66, up 23.9% YoY","bullets":["Nine-month net income $305.4M ($4.91 diluted EPS) vs $194.8M ($3.09) in 2022, a 56.8% increase.","Q3 net income $103.3M vs $83.4M; diluted EPS $1.66 vs $1.34, driven by higher net interest income.","Total assets $14.9B at Sep 30, 2023; net loans $7.7B (up from $7.3B Dec 2022); deposits $11.9B.","CEO cites Fed rate hikes, cost control, and strong liquidity as key to results."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-017368","json":"https://secwatch.observer/filing/0001558370-23-017368.json","markdown":"https://secwatch.observer/filing/0001558370-23-017368.md","text":"https://secwatch.observer/filing/0001558370-23-017368.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/315709/000155837023017368/0001558370-23-017368-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/315709/000155837023017368/iboc-20231102x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T01:14:30.740590+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4468110b1cec00b3af754fec2d1fd650110dc4a1","claim":"INTERNATIONAL BANCSHARES CORP reported three and nine months ended September 30, 2023 results: net income $103.3 million or $1.66 diluted earnings per common share ( $1.66 per share basic) for the three months; $305.4 million,.","evidence_excerpt":"On November 2, 2023, International Bancshares Corporation issued a news release announcing net income for the three and nine months ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/315709/000155837023017368/0001558370-23-017368-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three and nine months ended September 30, 2023"},{"label":"Net income","value":"$103.3 million or $1.66 diluted earnings per common share ( $1.66 per share basic) for the three months; $305.4 million,"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}