{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-017776","form_type":"8-K","ticker":"PBFS","cik":"0001769663","company_name":"Pioneer Bancorp, Inc./MD","filed_at":"2023-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.366780+00:00","generated_at":"2026-06-08T21:17:30.947198+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Pioneer Bancorp Q1 fiscal 2024 net income $3.4M ($0.14 EPS) down from $5.2M ($0.21) YoY","bullets":["Net interest income rose 8.3% to $15.9M; net interest margin expanded 53 bps to 3.76%.","Loans grew 5.2% to $1.20B; deposits increased 6.3% to $1.64B from June 30, 2023.","Completed Hudson Financial LLC acquisition on July 13, boosting wealth management AUM over $1B.","Noninterest expense jumped 21.4% to $14.4M, driven by $1.8M rise in legal/professional fees.","Non-performing assets improved to 0.73% of total assets vs 0.96% at June 30, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-017776","json":"https://secwatch.observer/filing/0001558370-23-017776.json","markdown":"https://secwatch.observer/filing/0001558370-23-017776.md","text":"https://secwatch.observer/filing/0001558370-23-017776.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1769663/000155837023017776/0001558370-23-017776-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1769663/000155837023017776/pbfs-20231106x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T21:17:30.947198+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"43c8bf534fd801e031402a88cffc13324397d20e","claim":"Pioneer Bancorp, Inc./MD reported the three months ended September 30, 2023 results: net income $3.4 million, EPS $0.14 per share.","evidence_excerpt":"Pioneer Bancorp, Inc. Reports First Quarter Fiscal 2024 Results Net Income of $3.4 Million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1769663/000155837023017776/0001558370-23-017776-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended September 30, 2023"},{"label":"Net income","value":"$3.4 million"},{"label":"EPS","value":"$0.14 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}