{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-018122","form_type":"8-K","ticker":"PAYO","cik":"0001845815","company_name":"Payoneer Global Inc.","filed_at":"2023-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.003202+00:00","generated_at":"2026-06-08T10:49:57.617427+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Payoneer Q3 revenue $208M (+31% YoY), net income $12.8M; raises FY23 adj. EBITDA guidance to $195-205M","bullets":["Revenue $208.0M (+31% YoY); net income $12.8M versus $26.5M loss year ago.","Adjusted EBITDA $58.2M (+357%); raises full-year adj. EBITDA guidance to $195-205M (midpoint $200M).","Active ICPs 502k (+5%), volume $16.8B (+11%); take rate 124bps (+19bps).","B2B volume ex-exited customers +6%; launched Shopify Checkout, QuickBooks integration, NZD account.","Announced Etsy collaboration for Etsy Payments in emerging markets; $15M share repurchases in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-018122","json":"https://secwatch.observer/filing/0001558370-23-018122.json","markdown":"https://secwatch.observer/filing/0001558370-23-018122.md","text":"https://secwatch.observer/filing/0001558370-23-018122.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1845815/000155837023018122/0001558370-23-018122-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1845815/000155837023018122/payo-20231108x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T10:49:57.617427+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4f4f356070598ca4baba09e7a3c984f547fa8f96","claim":"Payoneer Global Inc. reported third quarter ended September 30, 2023 results: revenue $208.0, net income $12.8. Guidance reaffirmed.","evidence_excerpt":"2023 Financial Highlights ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ($ in mm) 3Q 2022 4Q 2022 1Q 2023 2Q 2023 3Q 2023 YoY Change Revenue ​ $ 158.9 ​ $ 183.6 ​ $ 192.0 ​ $ 206.7 ​ $ 208.0 ​ ​ 31% Transaction costs as a % of revenue ​ ​ 17.6% ​ ​ 16.6% ​ ​ 14.1% ​ ​ 13.8% ​ ​ 14.6% ​ ​ (300 bps) Revenue less transaction costs ​ $ 130.9 ​ $ 153.2 ​ $ 164.9 ​ $ 178.2","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1845815/000155837023018122/0001558370-23-018122-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2023"},{"label":"Revenue","value":"$208.0"},{"label":"Net income","value":"$12.8"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}