---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-23-018122"
form_type: "8-K"
ticker: "PAYO"
cik: "0001845815"
company_name: "Payoneer Global Inc."
filed_at: "2023-11-08T23:59:59+00:00"
generated_at: "2026-06-08T10:49:57.617427+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Payoneer Q3 revenue $208M (+31% YoY), net income $12.8M; raises FY23 adj. EBITDA guidance to $195-205M

## Summary
- Revenue $208.0M (+31% YoY); net income $12.8M versus $26.5M loss year ago.
- Adjusted EBITDA $58.2M (+357%); raises full-year adj. EBITDA guidance to $195-205M (midpoint $200M).
- Active ICPs 502k (+5%), volume $16.8B (+11%); take rate 124bps (+19bps).
- B2B volume ex-exited customers +6%; launched Shopify Checkout, QuickBooks integration, NZD account.
- Announced Etsy collaboration for Etsy Payments in emerging markets; $15M share repurchases in Q3.

## SEC filing metadata
- accession: 0001558370-23-018122
- form_type: 8-K
- ticker: PAYO
- cik: 0001845815
- company_name: Payoneer Global Inc.
- filed_at: 2023-11-08T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1845815/000155837023018122/0001558370-23-018122-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1845815/000155837023018122/payo-20231108x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-23-018122
- JSON: https://secwatch.observer/filing/0001558370-23-018122.json
- Plain text: https://secwatch.observer/filing/0001558370-23-018122.txt

## Key facts
- Earnings Releases
  Payoneer Global Inc. reported third quarter ended September 30, 2023 results: revenue $208.0, net income $12.8. Guidance reaffirmed.
  - Period: third quarter ended September 30, 2023
  - Revenue: $208.0
  - Net income: $12.8
  - Guidance: reaffirmed
  - Result: reported results
  source text: 2023 Financial Highlights ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ($ in mm) 3Q 2022 4Q 2022 1Q 2023 2Q 2023 3Q 2023 YoY Change Revenue ​ $ 158.9 ​ $ 183.6 ​ $ 192.0 ​ $ 206.7 ​ $ 208.0 ​ ​ 31% Transaction costs as a % of revenue ​ ​ 17.6% ​ ​ 16.6% ​ ​ 14.1% ​ ​ 13.8% ​ ​ 14.6% ​ ​ (300 bps) Revenue less transaction costs ​ $ 130.9 ​ $ 153.2 ​ $ 164.9 ​ $ 178.2
  evidence_url: https://www.sec.gov/Archives/edgar/data/1845815/000155837023018122/0001558370-23-018122-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.