{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-000471","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.785859+00:00","generated_at":"2026-06-06T19:25:37.234305+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanover Bancorp Q4 net income $3.8M, EPS $0.51; adjusted EPS $0.54, up 43% linked","bullets":["Net income $3.8M ($0.51 diluted); adjusted net income $4.0M ($0.54), up 43.4% from linked quarter.","Net interest income $12.7M, up 7.3% linked; net interest margin expanded to 2.40% from 2.29%.","Deposits grew $169.5M (9.8%) to $1.90B; loan portfolio $1.96B with 17.6% annualized linked growth.","SBA loan gains $2.3M, up 302% YoY; total SBA originations nearly doubled to $141M in 2023.","Board declared $0.10/share dividend payable Feb 14; filed shelf registration for capital access."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-000471","json":"https://secwatch.observer/filing/0001558370-24-000471.json","markdown":"https://secwatch.observer/filing/0001558370-24-000471.md","text":"https://secwatch.observer/filing/0001558370-24-000471.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837024000471/0001558370-24-000471-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837024000471/hnvr-20240124x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:25:37.234305+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"75c161f3bcf7c67386f3311500e1a7e2037c4336","claim":"Hanover Bancorp, Inc. /MD reported the quarter ended December 31, 2023 results: net income $3.8 million, EPS $0.51 per diluted share.","evidence_excerpt":"The Company reported net income for the quarter ended December 31, 2023 of $3.8 million or $0.51 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828588/000155837024000471/0001558370-24-000471-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Net income","value":"$3.8 million"},{"label":"EPS","value":"$0.51 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}