---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-24-000471"
form_type: "8-K"
ticker: "HNVR"
cik: "0001828588"
company_name: "Hanover Bancorp, Inc. /MD"
filed_at: "2024-01-24T23:59:59+00:00"
generated_at: "2026-06-06T19:25:37.234305+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hanover Bancorp Q4 net income $3.8M, EPS $0.51; adjusted EPS $0.54, up 43% linked

## Summary
- Net income $3.8M ($0.51 diluted); adjusted net income $4.0M ($0.54), up 43.4% from linked quarter.
- Net interest income $12.7M, up 7.3% linked; net interest margin expanded to 2.40% from 2.29%.
- Deposits grew $169.5M (9.8%) to $1.90B; loan portfolio $1.96B with 17.6% annualized linked growth.
- SBA loan gains $2.3M, up 302% YoY; total SBA originations nearly doubled to $141M in 2023.
- Board declared $0.10/share dividend payable Feb 14; filed shelf registration for capital access.

## SEC filing metadata
- accession: 0001558370-24-000471
- form_type: 8-K
- ticker: HNVR
- cik: 0001828588
- company_name: Hanover Bancorp, Inc. /MD
- filed_at: 2024-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828588/000155837024000471/0001558370-24-000471-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828588/000155837024000471/hnvr-20240124x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-24-000471
- JSON: https://secwatch.observer/filing/0001558370-24-000471.json
- Plain text: https://secwatch.observer/filing/0001558370-24-000471.txt

## Key facts
- Earnings Releases
  Hanover Bancorp, Inc. /MD reported the quarter ended December 31, 2023 results: net income $3.8 million, EPS $0.51 per diluted share.
  - Period: the quarter ended December 31, 2023
  - Net income: $3.8 million
  - EPS: $0.51 per diluted share
  - Result: reported results
  source text: The Company reported net income for the quarter ended December 31, 2023 of $3.8 million or $0.51 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1828588/000155837024000471/0001558370-24-000471-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.