{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-000629","form_type":"8-K","ticker":"SMBC","cik":"0000916907","company_name":"SOUTHERN MISSOURI BANCORP, INC.","filed_at":"2024-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.280266+00:00","generated_at":"2026-06-06T15:38:37.468558+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"SMBC reports Q2 FY2024 net income $12.2M (+4.5%); diluted EPS $1.07 (-15.1% YoY)","bullets":["Net income $12.2M vs $11.7M in Q2 FY2023; diluted EPS $1.07 vs $1.26.","Net interest margin 3.25% vs 3.45% a year ago; net interest income up 22.1%.","Quarterly dividend maintained at $0.21/share; payable Feb 29, 2024, record Feb 15.","Noninterest expense up 35.3% from Citizens merger; efficiency ratio 58.5% vs 52.3%.","Nonperforming loans fell to $5.9M (0.16% of loans) from $7.7M (0.21%) at June 30."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-000629","json":"https://secwatch.observer/filing/0001558370-24-000629.json","markdown":"https://secwatch.observer/filing/0001558370-24-000629.md","text":"https://secwatch.observer/filing/0001558370-24-000629.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/916907/000155837024000629/0001558370-24-000629-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/916907/000155837024000629/smbc-20240129x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T15:38:37.468558+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7cd9c395e9b9860dd20c1f2809664c19602f79b9","claim":"SOUTHERN MISSOURI BANCORP, INC. reported second quarter of fiscal 2024 results: net income $12.2 million, EPS $1.07 per fully diluted common share.","evidence_excerpt":"On January 29, 2024, Southern Missouri Bancorp, Inc., the parent corporation of Southern Bank, issued a press release announcing preliminary second quarter of fiscal 2024 results, and reiterating its quarterly dividend of $0.21 per common share, and the timing of its investor conference call.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/916907/000155837024000629/0001558370-24-000629-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of fiscal 2024"},{"label":"Net income","value":"$12.2 million"},{"label":"EPS","value":"$1.07 per fully diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}