secwatch.observer — SEC 8-K summary
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Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2024-01-30T23:59:59+00:00
Accession:  0001558370-24-000629
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SMBC reports Q2 FY2024 net income $12.2M (+4.5%); diluted EPS $1.07 (-15.1% YoY)
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- Net income $12.2M vs $11.7M in Q2 FY2023; diluted EPS $1.07 vs $1.26.
- Net interest margin 3.25% vs 3.45% a year ago; net interest income up 22.1%.
- Quarterly dividend maintained at $0.21/share; payable Feb 29, 2024, record Feb 15.
- Noninterest expense up 35.3% from Citizens merger; efficiency ratio 58.5% vs 52.3%.
- Nonperforming loans fell to $5.9M (0.16% of loans) from $7.7M (0.21%) at June 30.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000155837024000629/0001558370-24-000629-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000155837024000629/smbc-20240129x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-24-000629

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