{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-001625","form_type":"8-K","ticker":"TCBS","cik":"0001849466","company_name":"Texas Community Bancshares, Inc.","filed_at":"2024-02-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.996641+00:00","generated_at":"2026-06-05T17:29:18.428039+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Texas Community Bancshares posts FY2023 net loss of $733K vs $1.75M profit in 2022","bullets":["Net loss per share $(0.24), down from EPS of $0.58 in 2022.","Net interest income rose 7.6% to $11.1M; noninterest income fell 78.9% to $352K due to $1.7M securities loss.","Securities sales of $19.8M as part of balance sheet restructuring; $1.4M after-tax loss.","Noninterest expense increased 22.4% to $12.0M driven by incentive plan costs and CEO retirement expenses.","Shareholders' equity declined 3.9% to $53.7M; 174,842 shares repurchased for $2.2M."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-001625","json":"https://secwatch.observer/filing/0001558370-24-001625.json","markdown":"https://secwatch.observer/filing/0001558370-24-001625.md","text":"https://secwatch.observer/filing/0001558370-24-001625.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849466/000155837024001625/0001558370-24-001625-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849466/000155837024001625/tcbs-20240223x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T17:29:18.428039+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"22e5e0f64e0260600be57b62793eb2a33bb4954e","claim":"Texas Community Bancshares, Inc. reported the year ended December 31, 2022 results: net income net income of $1,754,000, EPS $0.58.","evidence_excerpt":"Texas Community Bancshares, Inc. (\"Texas Community Bancshares\" or the \"Company\") (NASDAQ: TCBS), the holding company for Broadstreet Bank, SSB, today reported a net loss of $733,000 for the year ended December 31, 2023, compared to net income of $1,754,000 for 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1849466/000155837024001625/0001558370-24-001625-index.htm","confidence":0.85,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"net income of $1,754,000"},{"label":"EPS","value":"$0.58"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"b2d17c8094cfbb3ffa22a9b8be2ad8dca034a0fe","claim":"Texas Community Bancshares, Inc. reported the year ended December 31, 2023 results: net income a net loss of $733,000, EPS $(0.24).","evidence_excerpt":"On February 23, 2024, Texas Community Bancshares, Inc. issued a press release announcing its unaudited consolidated financial results for the year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1849466/000155837024001625/0001558370-24-001625-index.htm","confidence":0.85,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"a net loss of $733,000"},{"label":"EPS","value":"$(0.24)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}