---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-24-002039"
form_type: "8-K"
ticker: "SMBC"
cik: "0000916907"
company_name: "SOUTHERN MISSOURI BANCORP, INC."
filed_at: "2024-02-28T23:59:59+00:00"
generated_at: "2026-06-05T10:14:27.617156+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Southern Missouri Bancorp investor update: $4.6B assets, TBV $34.65/share

## Summary
- Assets $4.6B, loans net $3.7B, deposits $4.0B, equity $470.2M as of Dec 31, 2023.
- Completed Citizens Bancshares merger Jan 2023; Citizens had $973M assets, $463M loans, $838M deposits.
- Tangible common equity $391.1M, TBV/share $34.65, CAGR 9.3% since June 2019.
- Sold $12.4M securities at $682k loss, reinvested into higher-yielding securities with earn-back under 2 years.
- FY2023 non-recurring merger expenses $4.9M reduced diluted EPS by $0.42.

## SEC filing metadata
- accession: 0001558370-24-002039
- form_type: 8-K
- ticker: SMBC
- cik: 0000916907
- company_name: SOUTHERN MISSOURI BANCORP, INC.
- filed_at: 2024-02-28T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/916907/000155837024002039/0001558370-24-002039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/916907/000155837024002039/smbc-20240228x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-24-002039
- JSON: https://secwatch.observer/filing/0001558370-24-002039.json
- Plain text: https://secwatch.observer/filing/0001558370-24-002039.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.