{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-005154","form_type":"8-K","ticker":"ASRV","cik":"0000707605","company_name":"AMERISERV FINANCIAL INC /PA/","filed_at":"2024-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.726810+00:00","generated_at":"2026-06-03T22:28:56.412443+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"AmeriServ Financial Q1 2024 net income $1.9M ($0.11 EPS), up 25.7% YoY","bullets":["Net income $1.904M, diluted EPS $0.11, vs $1.515M ($0.09) in Q1 2023, a 25.7% increase.","Net interest margin 2.70%, down 33 bps YoY but up 7 bps from Q4 2023, reversing five-quarter decline.","Provision for credit losses recovery of $557,000 vs $1.179M expense in Q1 2023, a favorable swing of $1.7M.","Wealth management fees rose 19.3% to record level; assets under management $2.6B, up 10.6% YoY.","Non-interest expense down 0.8% YoY; professional fees decreased 23.4% due to lower legal and activist costs."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-005154","json":"https://secwatch.observer/filing/0001558370-24-005154.json","markdown":"https://secwatch.observer/filing/0001558370-24-005154.md","text":"https://secwatch.observer/filing/0001558370-24-005154.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707605/000155837024005154/0001558370-24-005154-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707605/000155837024005154/asrv-20240416x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T22:28:56.412443+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"47d7b97b940228b4ecc5deff7318c99f5fd46a92","claim":"AMERISERV FINANCIAL INC /PA/ reported first quarter 2024 results: net income $1,904,000, EPS $0.11 per diluted common share.","evidence_excerpt":"AMERISERV FINANCIAL, Inc. (the \"Registrant\") announced first quarter 2024 results through March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/707605/000155837024005154/0001558370-24-005154-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Net income","value":"$1,904,000"},{"label":"EPS","value":"$0.11 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}