{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-005607","form_type":"8-K","ticker":"BWB","cik":"0001341317","company_name":"Bridgewater Bancshares Inc","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.022761+00:00","generated_at":"2026-06-03T09:25:24.504836+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Bridgewater Bancshares Q1 net income $7.8M, diluted EPS $0.24; deposits rise $97M","bullets":["Net income $7.8M, diluted EPS $0.24 (vs $8.9M/$0.28 Q4'23, $11.6M/$0.37 Q1'23).","Tangible book value per share $13.20, up 11.5% annualized from Q4'23; 29th consecutive quarterly increase.","Gross loans +$59.9M (6.5% annualized); deposits +$97.3M (10.5% annualized); loan-to-deposit ratio 99.4%.","Repurchased 193,802 shares at avg $11.75 for $2.3M; $18.2M remaining under authorization.","Declared quarterly cash dividend on Series A preferred: $0.3672 per depositary share payable June 3, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-005607","json":"https://secwatch.observer/filing/0001558370-24-005607.json","markdown":"https://secwatch.observer/filing/0001558370-24-005607.md","text":"https://secwatch.observer/filing/0001558370-24-005607.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1341317/000155837024005607/0001558370-24-005607-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1341317/000155837024005607/bwb-20240424x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T09:25:24.504836+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b5a69240fa22a9b2f7302c251520048142c9ab8c","claim":"Bridgewater Bancshares Inc reported first quarter of 2024 results: net income $7.8 million, EPS $0.24 diluted earnings per common share.","evidence_excerpt":"Bridgewater Bancshares, Inc. (Nasdaq: BWB) (the Company), the parent company of Bridgewater Bank (the Bank), today announced net income of $7.8 million for the first quarter of 2024, compared to $8.9 million for the fourth quarter of 2023, and $11.6 million for the first quarter of 2023. Earnings per diluted common share were $0.24 for the first quarter of 2024, compared to $0.28 for the fourth quarter of 2023, and $0.37 for the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1341317/000155837024005607/0001558370-24-005607-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"$7.8 million"},{"label":"EPS","value":"$0.24 diluted earnings per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}