{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-005689","form_type":"8-K","ticker":"ESQ","cik":"0001531031","company_name":"Esquire Financial Holdings, Inc.","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.867341+00:00","generated_at":"2026-06-03T07:54:46.528513+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Esquire Financial Q1 net income $10.1M ($1.20 EPS); NIM 6.06%; dividend raised to $0.15","bullets":["Net income $10.1M, diluted EPS $1.20; adjusted net income up ~10% YoY excluding prior-year gain.","Net interest margin 6.06%; total revenue $29.3M; efficiency ratio 49.8%.","Loans grew $20.8M linked-quarter to $1.23B; deposits up $26.8M to $1.43B.","Regular quarterly cash dividend increased to $0.15 per share from prior $0.10.","$6M investment (24.99% stake) in Payzli payment technology firm; LA branch approved."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-005689","json":"https://secwatch.observer/filing/0001558370-24-005689.json","markdown":"https://secwatch.observer/filing/0001558370-24-005689.md","text":"https://secwatch.observer/filing/0001558370-24-005689.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1531031/000155837024005689/0001558370-24-005689-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1531031/000155837024005689/esq-20240425x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T07:54:46.528513+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cb477c9ea3592585f3dfe3e34b0ddca029675a15","claim":"Esquire Financial Holdings, Inc. reported first quarter of 2024 results: net income $10.1 million, or $1.20 per diluted share.","evidence_excerpt":"Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “Esquire”) today announced its operating results for the first quarter of 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1531031/000155837024005689/0001558370-24-005689-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"$10.1 million, or $1.20 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}