{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-006161","form_type":"8-K","ticker":"SMBC","cik":"0000916907","company_name":"SOUTHERN MISSOURI BANCORP, INC.","filed_at":"2024-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.439038+00:00","generated_at":"2026-06-03T05:16:21.565983+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Southern Missouri Bancorp Q3 net income $11.3M, EPS $0.99, declares $0.21 dividend","bullets":["Preliminary Q3 net income $11.3M (EPS $0.99) vs $2.4M ($0.22) a year ago, up 369% and 350% respectively.","Board declared $0.21 quarterly dividend, payable May 31, 2024 to holders of record May 15, 2024; 120th consecutive quarterly dividend.","Net interest margin narrowed to 3.15% from 3.48% YoY; net interest income up $742K (+2.2%) to $34.5M.","Gross loans increased $39.3M linked quarter and $291M YoY; nonperforming loans remain low at 0.20% of gross loans.","Company repurchased 4,438 shares at avg price $42.04 (99% of book value) during the quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-006161","json":"https://secwatch.observer/filing/0001558370-24-006161.json","markdown":"https://secwatch.observer/filing/0001558370-24-006161.md","text":"https://secwatch.observer/filing/0001558370-24-006161.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/916907/000155837024006161/0001558370-24-006161-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/916907/000155837024006161/smbc-20240429x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T05:16:21.565983+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"582c7aff6503c76c9937c2be3ea1b4f368279220","claim":"SOUTHERN MISSOURI BANCORP, INC. reported third quarter of fiscal 2024 results: net income $11.3 million, EPS $0.99 per fully diluted common share.","evidence_excerpt":"Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net income for the third quarter of fiscal 2024 of $11.3 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/916907/000155837024006161/0001558370-24-006161-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of fiscal 2024"},{"label":"Net income","value":"$11.3 million"},{"label":"EPS","value":"$0.99 per fully diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}