---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-24-006161"
form_type: "8-K"
ticker: "SMBC"
cik: "0000916907"
company_name: "SOUTHERN MISSOURI BANCORP, INC."
filed_at: "2024-04-30T23:59:59+00:00"
generated_at: "2026-06-03T05:16:21.565983+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Southern Missouri Bancorp Q3 net income $11.3M, EPS $0.99, declares $0.21 dividend

## Summary
- Preliminary Q3 net income $11.3M (EPS $0.99) vs $2.4M ($0.22) a year ago, up 369% and 350% respectively.
- Board declared $0.21 quarterly dividend, payable May 31, 2024 to holders of record May 15, 2024; 120th consecutive quarterly dividend.
- Net interest margin narrowed to 3.15% from 3.48% YoY; net interest income up $742K (+2.2%) to $34.5M.
- Gross loans increased $39.3M linked quarter and $291M YoY; nonperforming loans remain low at 0.20% of gross loans.
- Company repurchased 4,438 shares at avg price $42.04 (99% of book value) during the quarter.

## SEC filing metadata
- accession: 0001558370-24-006161
- form_type: 8-K
- ticker: SMBC
- cik: 0000916907
- company_name: SOUTHERN MISSOURI BANCORP, INC.
- filed_at: 2024-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/916907/000155837024006161/0001558370-24-006161-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/916907/000155837024006161/smbc-20240429x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-24-006161
- JSON: https://secwatch.observer/filing/0001558370-24-006161.json
- Plain text: https://secwatch.observer/filing/0001558370-24-006161.txt

## Key facts
- Earnings Releases
  SOUTHERN MISSOURI BANCORP, INC. reported third quarter of fiscal 2024 results: net income $11.3 million, EPS $0.99 per fully diluted common share.
  - Period: third quarter of fiscal 2024
  - Net income: $11.3 million
  - EPS: $0.99 per fully diluted common share
  - Result: preliminary results
  source text: Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net income for the third quarter of fiscal 2024 of $11.3 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/916907/000155837024006161/0001558370-24-006161-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.