secwatch.observer — SEC 8-K summary ====================================== Issuer: CITIZENS & NORTHERN CORP (CZNC) CIK: 0000810958 Form: 8-K Filed at: 2024-07-18T23:59:59+00:00 Accession: 0001558370-24-009891 Event type: earnings Sentiment: neutral Materiality: 0.55 Item codes: 2.02, 9.01 LLM model: deepseek-v4-flash:cloud@v2 C&N Q2 net income $6.1M ($0.40 EPS); declares $0.28 dividend ------------------------------------------------------------ - Net income $6,113k ($0.40 diluted EPS) in Q2 2024, up from $5,306k ($0.35) in Q1 2024 and $6,043k ($0.39) in Q2 2023. - Net interest margin 3.31% in Q2 2024, down from 3.53% in Q2 2023; spread decreased 0.37%. - Total deposits increased $63.4M (3.2%) from Q1 2024; excluding brokered deposits up $73.3M (3.8%). - Regular quarterly dividend of $0.28/share declared, payable Aug 9, 2024 to holders of record Jul 29, 2024. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/810958/000155837024009891/0001558370-24-009891-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/810958/000155837024009891/cznc-20240718x8k.htm HTML page: https://secwatch.observer/filing/0001558370-24-009891 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer