---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-24-009893"
form_type: "8-K"
ticker: "BHB"
cik: "0000743367"
company_name: "BAR HARBOR BANKSHARES"
filed_at: "2024-07-18T23:59:59+00:00"
generated_at: "2026-05-31T19:58:31.712917+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# BHB reports Q2 net income $10.3M, EPS $0.67 vs $10.8M, $0.71 YoY; dividend $0.30

## Summary
- GAAP net income $10.3M ($0.67 diluted) vs $10.8M ($0.71) in Q2 2023; core net income $10.0M ($0.66).
- Net interest margin 3.09%, down from 3.22% a year ago; loan yield up 42bp to 5.41%.
- Commercial loan growth 14% annualized; trust/investment fee income up 14% to $4.2M.
- Non-accruing loans to total loans 0.20%; provision for credit losses $585k vs $750k YoY.
- Board declares $0.30/share dividend (4.46% yield), payable Sep 13 to holders of record Aug 15.

## SEC filing metadata
- accession: 0001558370-24-009893
- form_type: 8-K
- ticker: BHB
- cik: 0000743367
- company_name: BAR HARBOR BANKSHARES
- filed_at: 2024-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/743367/000155837024009893/0001558370-24-009893-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/743367/000155837024009893/bhb-20240718x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-24-009893
- JSON: https://secwatch.observer/filing/0001558370-24-009893.json
- Plain text: https://secwatch.observer/filing/0001558370-24-009893.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.