{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-009960","form_type":"8-K","ticker":"JUVF","cik":"0000714712","company_name":"JUNIATA VALLEY FINANCIAL CORP","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.674457+00:00","generated_at":"2026-05-31T18:17:53.077908+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Juniata Valley Q2 net income $1.7M (+24.9% YoY); EPS $0.35 vs $0.28","bullets":["Net income $1.7M for Q2 2024, up 24.9% from $1.4M in Q2 2023; diluted EPS $0.35 vs $0.28.","Noninterest income +7.3% YoY; noninterest expense -6.6% YoY; net interest margin 2.73% vs 2.76%.","Delinquent and nonperforming loans only 0.2% of total loans; asset quality remains strong.","Board declared $0.22/share cash dividend, payable Aug 30, 2024 to holders of record Aug 16.","Net income for H1 2024 flat at $3.1M compared to H1 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-009960","json":"https://secwatch.observer/filing/0001558370-24-009960.json","markdown":"https://secwatch.observer/filing/0001558370-24-009960.md","text":"https://secwatch.observer/filing/0001558370-24-009960.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714712/000155837024009960/0001558370-24-009960-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714712/000155837024009960/juvf-20240723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:17:53.077908+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}