secwatch.observer — SEC 8-K summary
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Issuer:     JUNIATA VALLEY FINANCIAL CORP (JUVF)
CIK:        0000714712
Form:       8-K
Filed at:   2024-07-23T23:59:59+00:00
Accession:  0001558370-24-009960
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Juniata Valley Q2 net income $1.7M (+24.9% YoY); EPS $0.35 vs $0.28
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- Net income $1.7M for Q2 2024, up 24.9% from $1.4M in Q2 2023; diluted EPS $0.35 vs $0.28.
- Noninterest income +7.3% YoY; noninterest expense -6.6% YoY; net interest margin 2.73% vs 2.76%.
- Delinquent and nonperforming loans only 0.2% of total loans; asset quality remains strong.
- Board declared $0.22/share cash dividend, payable Aug 30, 2024 to holders of record Aug 16.
- Net income for H1 2024 flat at $3.1M compared to H1 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/714712/000155837024009960/0001558370-24-009960-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/714712/000155837024009960/juvf-20240723x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-24-009960

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