---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-24-010192"
form_type: "8-K"
ticker: "HTH"
cik: "0001265131"
company_name: "Hilltop Holdings Inc."
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:11:39.732882+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Hilltop Holdings Q2 EPS $0.31 vs $0.28 YoY; non-accrual loans double to $105.7M

## Summary
- Net income to common stockholders $20.3M ($0.31 diluted EPS), up from $18.1M ($0.28) in Q2 2023.
- Non-accrual loans rose to $105.7M (1.12% of loans) from $64.7M (0.73%) at Mar 31, 2024.
- Provision for credit losses was $10.9M vs a $2.9M reversal in Q1 2024 and $14.8M in Q2 2023.
- Net interest margin improved to 2.90% from 2.85% in Q1 2024, but down from 3.03% a year ago.
- Board declared $0.17 quarterly dividend payable Aug 30, 2024; $9.9M spent on share buybacks in Q2.

## SEC filing metadata
- accession: 0001558370-24-010192
- form_type: 8-K
- ticker: HTH
- cik: 0001265131
- company_name: Hilltop Holdings Inc.
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1265131/000155837024010192/0001558370-24-010192-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1265131/000155837024010192/hth-20240725x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-24-010192
- JSON: https://secwatch.observer/filing/0001558370-24-010192.json
- Plain text: https://secwatch.observer/filing/0001558370-24-010192.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.