secwatch.observer — SEC 8-K summary
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Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2024-07-30T23:59:59+00:00
Accession:  0001558370-24-010311
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Southern Missouri Bancorp Q4 net income down 13% to $13.5M; raises dividend 9.5% to $0.23
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- Diluted EPS $1.19, down 13.1% YoY from $1.37; full-year FY2024 EPS $4.42, up from $3.85.
- Net interest margin 3.25% (down 35 bp YoY, up 10 bp linked quarter); net interest income $35.1M.
- Gross loans grew $78.6M in Q4 and $230.9M in FY2024; deposits fell $43.1M in Q4 due to seasonality.
- Declared quarterly dividend of $0.23, a 9.5% increase; 121st consecutive quarterly dividend.
- Repurchased 88,357 shares in Q4 at avg $41.53, totaling $3.7M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000155837024010311/0001558370-24-010311-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000155837024010311/smbc-20240729x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-24-010311

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