{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-013388","form_type":"8-K","ticker":"RBCAA","cik":"0000921557","company_name":"REPUBLIC BANCORP INC /KY/","filed_at":"2024-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.396791+00:00","generated_at":"2026-05-30T12:58:34.262281+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Republic Bancorp Q3 net income $26.5M, up 23% YoY; Diluted EPS $1.37, up 25%","bullets":["Net income $26.5M (Diluted EPS $1.37) vs $21.6M ($1.10) in Q3 2023, increases of 23% and 25%.","YTD net income $82.4M, up 16% YoY; ROA 1.60%, ROE 11.53%.","Core Bank net income rose 30% to $17.2M; NIM expanded to 3.53% from 3.43%.","Republic Processing Group net income $9.4M, up 12%; Republic Credit Solutions up 29%.","Nonperforming loans to total loans stable at 0.38%; credit quality remains favorable."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-013388","json":"https://secwatch.observer/filing/0001558370-24-013388.json","markdown":"https://secwatch.observer/filing/0001558370-24-013388.md","text":"https://secwatch.observer/filing/0001558370-24-013388.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/921557/000155837024013388/0001558370-24-013388-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/921557/000155837024013388/rbcaa-20241018x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:58:34.262281+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}