{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-013406","form_type":"8-K","ticker":"BSRR","cik":"0001130144","company_name":"SIERRA BANCORP","filed_at":"2024-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.741148+00:00","generated_at":"2026-05-30T12:15:46.536920+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Sierra Bancorp Q3 net income $10.6M ($0.74 EPS), up 7% YoY; loan growth 15% annualized","bullets":["Net income $10.6M ($0.74 diluted EPS) in Q3 2024, up from $9.9M ($0.68) in Q3 2023 and $10.3M ($0.71) in Q2 2024.","Net interest margin 3.66% (tax-equivalent); net interest income up $0.6M linked quarter to support earnings.","Gross loans grew $86.1M (15% annualized) to $2.3B; total deposits up $19.7M to $3.0B.","Tangible book value per share $22.93, up 3% QoQ; repurchased 48,904 shares in Q3.","Asset quality solid: nonperforming loans 0.45%, net charge-offs 0.01%; no foreclosed assets."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-013406","json":"https://secwatch.observer/filing/0001558370-24-013406.json","markdown":"https://secwatch.observer/filing/0001558370-24-013406.md","text":"https://secwatch.observer/filing/0001558370-24-013406.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1130144/000155837024013406/0001558370-24-013406-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1130144/000155837024013406/bsrr-20241021x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:15:46.536920+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}