---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-24-013406"
form_type: "8-K"
ticker: "BSRR"
cik: "0001130144"
company_name: "SIERRA BANCORP"
filed_at: "2024-10-21T23:59:59+00:00"
generated_at: "2026-05-30T12:15:46.536920+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Sierra Bancorp Q3 net income $10.6M ($0.74 EPS), up 7% YoY; loan growth 15% annualized

## Summary
- Net income $10.6M ($0.74 diluted EPS) in Q3 2024, up from $9.9M ($0.68) in Q3 2023 and $10.3M ($0.71) in Q2 2024.
- Net interest margin 3.66% (tax-equivalent); net interest income up $0.6M linked quarter to support earnings.
- Gross loans grew $86.1M (15% annualized) to $2.3B; total deposits up $19.7M to $3.0B.
- Tangible book value per share $22.93, up 3% QoQ; repurchased 48,904 shares in Q3.
- Asset quality solid: nonperforming loans 0.45%, net charge-offs 0.01%; no foreclosed assets.

## SEC filing metadata
- accession: 0001558370-24-013406
- form_type: 8-K
- ticker: BSRR
- cik: 0001130144
- company_name: SIERRA BANCORP
- filed_at: 2024-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1130144/000155837024013406/0001558370-24-013406-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1130144/000155837024013406/bsrr-20241021x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-24-013406
- JSON: https://secwatch.observer/filing/0001558370-24-013406.json
- Plain text: https://secwatch.observer/filing/0001558370-24-013406.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.