---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-24-013453"
form_type: "8-K"
ticker: "BHB"
cik: "0000743367"
company_name: "BAR HARBOR BANKSHARES"
filed_at: "2024-10-22T23:59:59+00:00"
generated_at: "2026-05-30T11:58:13.893977+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bar Harbor Bankshares Q3 net income $12.1M, EPS $0.80 up 9% YoY; declares $0.30 dividend

## Summary
- GAAP net income $12.1M ($0.80 diluted EPS) vs $11.1M ($0.73) in Q3 2023; core (non-GAAP) EPS also $0.80.
- Board declared $0.30 quarterly dividend, payable Dec 13, record Nov 14; 3.89% annualized yield based on $30.84 close.
- Core deposit growth 18% annualized; total deposits up $120.6M to $3.3B; non-maturity deposits up 15% annualized.
- Net interest margin 3.15% vs 3.18% a year ago; loan yield rose 52bps to 5.54%; cost of interest-bearing deposits up 64bps to 2.45%.
- Wealth management fee income up 17% YoY to $4.1M; assets under management grew 20% to $2.8B.

## SEC filing metadata
- accession: 0001558370-24-013453
- form_type: 8-K
- ticker: BHB
- cik: 0000743367
- company_name: BAR HARBOR BANKSHARES
- filed_at: 2024-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/743367/000155837024013453/0001558370-24-013453-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/743367/000155837024013453/bhb-20241022x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-24-013453
- JSON: https://secwatch.observer/filing/0001558370-24-013453.json
- Plain text: https://secwatch.observer/filing/0001558370-24-013453.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.